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  • 🚨"Buy Now, Pay Later" (BNPL) transactions in the US are set to hit a record high in 2025

🚨"Buy Now, Pay Later" (BNPL) transactions in the US are set to hit a record high in 2025

US consumers have never been more indebted:

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"Buy Now, Pay Later" (BNPL) transactions are estimated to hit $116.7 billion in 2025, an all-time high, according to Emarketer. That would be double the 2022 total and 7 times higher than in 2020.

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BNPL transactions have risen almost in a straight line in the past few years as usage has expanded even to groceries.

A LendingTree survey showed in April that ~25% users now rely on BNPL to buy groceries, up from 14% in 2024.

Concerningly, nearly 25% of BNPL users missed at least one payment in 2025, up from 15% in 2021, according to Federal Reserve data.

More about the US consumer:

Financial distress is rising among US households

US consumer spending is near a tipping point

globalmarketsinvestor.beehiiv.com/p/financial-distress-is-rising-among-us-households

⚠️The US private sector employment is in a recession

US labor market trends are heading in the undesired direction

globalmarketsinvestor.beehiiv.com/p/the-us-private-sector-employment-is-in-a-recession

The S&P 500 hit its 9th all-time high this year. Weekly market recap, trading week 29/2025

Summary of the trading week using the most popular posts from the X platform

globalmarketsinvestor.beehiiv.com/p/the-s-p-500-hit-its-9th-all-time-high-this-year-weekly-market-recap-trading-week-29-2025

⚠️Portfolio performance review as of June 2025

Assessment of my long-term investment portfolio as of June 2025

globalmarketsinvestor.beehiiv.com/p/portfolio-performance-review-as-of-june-2025

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