⚠️Wall Street is winning over Main Street like never before

The average American is struggling while the stock market keeps rising

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🔥🔥 GLOBAL MARKETS INVESTOR PORTFOLIO — UP 56% SINCE JANUARY 2024 DURING THE MARCH-APRIL 2025 MARKET TURMOIL, MAJOR US INDEXES FELL NEARLY 20%, WHILE THE GMI PORTFOLIO GAINED OVER 5%, FIND OUT HOW BELOW:

US household debt jumped by $197 billion in Q3 2025, to $18.6 trillion, an all-time high. Over the last year, total household debt has risen a whopping +$642 billion.

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Americans’ borrowing is continuously rising as consumers try to keep up with ever-increasing prices. This is widening the wealth divide between the richest and poorest, which is already at all-time highs.

Rising consumer debt and widening inequality translate to higher delinquencies, weaker spending, and growing financial strain, among others, creating a major policy dilemma for the Fed over whether to cut rates or not.

This piece examines Americans’ debt levels, delinquency rates, and perceptions of the economy and outlook, based on the latest data released this month.

Here is also the previous analysis for reference.

AMERICANS ARE DEFAULTING ON THEIR DEBT AT A CONCERNING PACE

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